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Junior Lending Specialist

Guernsey

Full Time
Permanent
Agency Listing
Finance

Looking to break into banking or lending? This is an exciting opportunity for someone looking to kick-start their career and join a growing organisation with clear progression and hands-on exposure to underwriting and client-facing work.

Location

Guernsey,

Channel Islands

Duties for this role include, but are not limited to:

  • Working as part of a busy front-office lending and underwriting team.
  • Meeting with clients, responding to enquiries and reviewing mortgage and loan applications within agreed service level agreements.
  • Providing a high standard of client service via email, telephone and face-to-face interactions.
  • Acting as an internal and external credit adviser, assessing client structures and proposing client-focused lending solutions.
  • Reviewing and renewing existing loan facilities.
  • Preparing and presenting cases to credit committees.
  • Assisting senior Lending Officers with the approval and completion of lending facilities.
  • Working closely with Credit Risk and Credit Operations teams to ensure lending remains within defined risk appetite.
  • Supporting the embedding of strong risk culture across product design, case submissions and portfolio reviews.
  • Making recommendations for continuous improvement within lending processes.
  • Contributing to lending targets and wider team objectives.

Skills / Qualifications

The ideal candidate will be keen to build a career within banking or lending and will demonstrate strong organisational and administrative skills, with the ability to work accurately and reliably in a fast-paced environment. Excellent communication skills are essential, alongside a cooperative, professional attitude and confidence engaging with clients. Holding, or being willing to undertake, a relevant qualification such as CEMAP is required, with full training and support provided.

For a full job description or further information on this role please call , or email .

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