Head of Risk & Compliance - Captive Management

Head of Risk & Compliance - Captive Insurance (Guernsey) Aon Insurance Managers in Guernsey is seeking an experienced Head of Risk & Compliance to join the team. The purpose of the role is to take overall responsibility for the implementation and ongoing enhancement of the Risk & Compliance framework for AIMG, and other Aon group companies based in Guernsey and their respective client entities; and ensure this framework satisfies all applicable Guernsey regulatory requirements and Aon Group policies, standards and risk appetite. This is a hybrid role with the flexibility to work both virtually and from our Guernsey office (the successful candidate will reside full-time in Guernsey). Aon is in the business of better decisions! At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed. What the day will look like You will be the most senior Risk & Compliance lead in Guernsey for Aon Insurance Managers, with specific responsibility for financial crime, regulatory compliance, conduct risk and operational risk across AIMG and its client entities. MLRO for Aon Guernsey and client companies Act as registered Money Laundering Reporting Officer (MLRO) for Aon Guernsey and designated client companies. Receive and assess internal suspicious activity reports, ensuring timely external reporting and managing the relationship with the Financial Intelligence Service (‘FIS’) and law enforcement. Oversee and periodically test the effectiveness of AML / CFT and sanctions policies, systems and controls, providing clear guidance to boards and staff. Head of Risk & Compliance / Corporate Compliance Services Act as Risk and Compliance Officer for AIMG and, where appointed, for client companies. Serve as primary contact for the Guernsey Financial Services Commission (‘GFSC’), handling regulatory notifications, thematic reviews and onsite inspections. Lead the provision of risk and compliance services (including AML / CFT) to AIMG and client entities, ensuring compliance with the GFSC Handbook and local legislation. Maintain key compliance registers and produce concise, board-ready reporting on risk, compliance and regulatory developments. Attend AIMG and client board meetings, providing independent challenge and practical Risk & Compliance advice. For Aon Guernsey companies only Manage the compliance relationship with GCT and support delivery of other governance functions as required (e.g. company secretarial oversight). Chair the Risk & Compliance Committee and the Business Approval Committee, ensuring a risk-based and commercially aware approach to new business and key decisions. Lead and develop the local Risk & Compliance team, including work allocation, day-to-day supervision, objective setting and appraisals. Provide Risk & Compliance training to staff and directors and actively promote a strong risk and compliance culture. Aon Group Act as the primary Risk & Compliance contact in Guernsey, working closely with ACIM GHRC and ACIM GCT on global objectives and escalation of material issues. Provide timely and accurate Risk & Compliance reporting to ACIM GCT / ACIM GHRC / Aon Corporate Compliance as required. Work with the Guernsey management team to achieve ACIM Risk & Compliance objectives in line with the ACIM Risk Appetite Statement. Understand ACIM and Aon Corporate Compliance policies, ensure their local implementation and provide training / briefings to AIMG employees as necessary. Undertake such other responsibilities as the Managing Director may request from time to time, consistent with the seniority and purpose of the role. Skills and experience that will lead to success Compliance qualification (e.g. issued by the International Compliance Association or similar) – essential. Financial Crime related qualification – essential (e.g. AML / CFT, sanctions or broader financial crime). Proven senior experience as a compliance, risk or financial crime leader within the Financial Services and/or Insurance industry, ideally within a Guernsey regulated environment. Captive insurance experience – highly desirable. Demonstrable experience operating as MLRO or in a senior financial crime function, including SAR management and regulator / law enforcement engagement. Board experience – previous director-level appointment(s) or regular board-facing role – essential, with the ability to provide independent challenge and clear advice. Strong knowledge of Guernsey regulatory requirements (including the GFSC Handbook and the Guernsey AML / CFT regime) and their practical application. Proven ability to lead and develop a specialist team, build strong relationships with regulators and senior stakeholders, and produce clear, concise board-level reporting. How we support our colleagues In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com 2575942